![]() ![]() When you’re ready to redeem – you must have at least $25 in your Cash Rewards account – you can do so for statement credits or as deposits into a PNC account. In reality, though, this card works well as a daily form of payment since you can earn on practically anything you buy.Īnd even if you reach the $8,000 cap for the year ahead of time, you’ll still keep on earning cash back (just at a lower rate). ![]() The card clearly works most in your favor if you do a lot of driving or have a gas-thirsty vehicle, or if you dine out frequently. In other words, after you have spent $8,000 in the above categories, you will only earn 1% on all your purchases. However, for the categories in which you earn 2% to 4%, your cash back is capped at $8,000 in combined purchases each year that you’re a card member (not calendar year). The breakdown is as follows: 4% on gas station purchases, 3% on dining at restaurants, 2% when you shop at grocery stores, and 1% on everything else. With the PNC Cash Rewards® Visa® Credit Card, you can earn up to 4% cash back on everyday purchases. PNC Cash Rewards® Visa® Credit Card Review ![]()
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